This "Policy Wording" as below, a "Policy Schedule" including any applicable Institute Cargo Clauses combine to complete a policy agreement.

 

Explanation:

A policy - the insurance contract – once agreed by Northern Marine Underwriters Ltd is comprised of the Policy Wording (which comprises of three sections below), the Policy Schedule (including any Special Projects agreed) and any applicable Institute Cargo Clauses stated within.

 

Printing a policy is in two stages:

1) THE POLICY WORDING:

Please click on the document icons below to download a pdf copy of the three sections below: "CONDITIONS", "INTERESTS" and "COUNTRIES".


 

2) THE POLICY SCHEDULE:

After logging in to the site using your normal user ID and password, select the menu option "Policy Schedule" to display your schedule and rates which can be printed along with any Special Projects that have been agreed by Northern Marine Underwriters Ltd.